Little girl on swing, on the matilda play fort. setup in the backyard.
Cubby House Guides

Our Lay-by Guide: Lock In Your Cubby House or Swing Set and Pay at Your Own Pace

Sarah from the Gold Coast knew exactly what she wanted for her daughter's sixth birthday – the Charlie Cubby House. But with Christmas expenses still fresh in her mind and a family holiday planned for winter, paying $1,399 upfront felt overwhelming. That's when she discovered our flexible payment options, including our interest-free layby system that let her secure Charlie and pay it off gradually over 6 months.

The Smart Way to Plan Your Backyard Dreams

Like Sarah, many Australian parents find themselves caught between wanting to create magical outdoor spaces for their kids and managing household budgets responsibly. Whether you're eyeing a cubby house for imaginative play or a swing set for active fun, our payment options are designed to make premium play equipment accessible without the stress.

The beauty of planning ahead means you can secure popular items during peak seasons without the rush or worry about stock levels.

Our customers regularly tell us how layby transforms their purchasing experience. Take Melbourne mum Emma, who used our Christmas layby option in April to secure the Marlie Cubby House for her twin boys. "I could pay $200 here, $150 there, whenever our budget allowed. By December, it was completely paid off and ready for Christmas morning," she shared.

Choose What Works for Your Family

We understand that every family's financial situation is unique, which is why we offer multiple ways to make your purchase work for you:

Buy Now, Pay Later Options

For immediate gratification, both Afterpay and Zip are available at checkout. These services let you receive your play equipment right away and spread payments over several weeks. Perfect when you need that Lucas Swing Set ready for this weekend's birthday party!

Our Flexible Layby System

Our in-house layby option offers something special – complete control over your payment schedule with zero interest. Unlike third-party services, you decide when and how much to pay, making it truly flexible for your family's budget.

LAYBY QUICK FACTS

  • No interest charges ever
  • Pay as much or as little as you want
  • Pay as often as you want
  • Two options: 3-month standard or Christmas layby
  • Self-managed through your account
  • Lock in current pricing

Getting Started with Layby

Starting your layby journey is refreshingly simple. Browse our range and add your chosen items to your cart – whether it's the adventure-packed River Fort Set or the compact Waratah Swing Set for smaller backyards.

At checkout, select your preferred layby option. Our standard 3-month layby gives you flexibility to pay off purchases at your own pace, while our Christmas layby is perfect for parents who love to plan ahead for the holidays.

"I loved being able to pay $100 one week, then maybe $300 the next when my husband got his bonus. It felt completely manageable." – Rebecca, Sydney

Once your layby is set up, you control the payment schedule entirely. Pay weekly, fortnightly, monthly, or whenever suits your cash flow. There's no pressure, no deadlines beyond the final payment date, and no hidden fees.

Christmas Layby: The Ultimate Planning Tool

Our Christmas layby option has become incredibly popular with organised parents. Starting as early as mid-year, you can secure that dream Oscar Cubby House or Milo Swing Set and gradually pay it off before December.

Brisbane dad Michael used this option for the Georgia Swing Fort: "We started paying in July, putting aside $200 a month. By November, it was paid off, and we had the excitement of scheduling delivery for early December. The kids had no idea what was coming!"

Which Payment Option Suits You?

Choosing between Afterpay, Zip, and our layby depends on your specific needs and preferences:

Choose Afterpay or Zip when:

  • You want immediate delivery
  • You prefer structured payment schedules
  • You're comfortable with their terms and conditions

Choose our layby when:

  • You want complete payment flexibility
  • You prefer no interest charges
  • You're planning ahead for birthdays or Christmas
  • You want to lock in current pricing

Ready to Start Planning?

Explore our full range of premium timber play equipment and discover which payment option works best for your family.

Browse All Products

Tips for Layby Success

To make the most of your layby experience, consider these practical tips from our customer service team:

Set up a dedicated savings account for your layby payments. Even small, regular contributions add up quickly. Perth mum Lisa automated $75 weekly transfers, and her Matilda Play Set was paid off ahead of schedule.

Take advantage of unexpected windfalls. Tax returns, bonuses, or birthday money can significantly reduce your balance. Remember, there's no penalty for paying early or paying more than planned.

Use the payment flexibility to align with your family's income cycle. If you're paid monthly, make monthly payments. If weekly works better, go with that rhythm.

Frequently Asked Questions

Can I change my payment schedule once layby starts?

Absolutely! Our layby is completely self-managed, so you control when and how much you pay throughout the term.

What happens if I pay off my layby early?

There are no penalties for early payment. Once fully paid, we'll contact you to arrange delivery of your play equipment.

Do prices change during my layby period?

No, your pricing is locked in when you start your layby, protecting you from any price increases during the payment period.

Can I use layby for any product?

Yes, our layby system works with all our products, from individual swing sets to complete fort systems with multiple components.

Whether you choose our flexible interest-free layby, Afterpay, or Zip, the goal remains the same – making quality outdoor play equipment accessible for Australian families. Your children's laughter and joy as they explore their new backyard adventure zone will make every payment worthwhile.

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